Shin Kong Life Continues to Launch ESG Investment-Linked Policies, Boosting Sustainable Asset Growth | Latest News | Shin Kong Life Sustainability

 Shin Kong Life continues to launch the ESG investment-linked policy "Wen Wan Li Phase 3," boosting sustainable asset growth. (From left to right: Shin Kong Life President Huang Min-yi, Natixis Managing Director Arnaud Davoust, Shin Kong Life Chairman Wei Pao-sheng, Taiwan Ocean and Mountain Angel Ecological Conservation Association Secretary-General Chen Ying-ling, Natixis Managing Director Guillaume Calvino, Shin Kong Life Vice Chairman Hung Shih-chi, and Natixis Managing Director Liu Kuan-cheng.)
 

Shin Kong Life Continues to Launch ESG Investment-Linked Policies, Boosting Sustainable Asset Growth

Shin Kong Life, a subsidiary of TS Holdings (2887), launched the industry's first ESG structured bond product, the "Shin Kong Life Wen Wan Li Foreign Currency Investment-Linked Annuity Insurance," in 2024 and 2025. In addition to achieving excellent sales performance, the company exerted its sustainable corporate influence by sponsoring a tree-planting project, planting nearly 8,600 trees in the Aceh region of Sumatra, Indonesia. It also donated to the Mandarin Daily News newspaper reading education program for rural schools, enhancing the right to education for disadvantaged children. Embracing the spirit of "it takes ten years to grow trees, but a hundred years to cultivate people," it has contributed to the development of ESG.

Following the enthusiastic market response to the first two phases of the "Wen Wan Li" series products, the brand-new "Shin Kong Life Wen Wan Li Foreign Currency Investment-Linked Annuity Insurance" (hereinafter referred to as Wen Wan Li Phase 3) was launched in the early spring of March 18, 2026. This product continues the trend of sustainable investment. Its underlying investment is an 8-year AUD green bond issued by Natixis, linked to options on the "iEdge ESG Focus Pacific Rim SDG 25 Index (Price Return Index)" calculated and published by the Singapore Exchange. By exclusively allocating funds to green assets such as renewable energy and green buildings, investors can support the global net-zero transition while participating in the growth of 25 benchmark enterprises driving the ESG Pacific Rim Sustainable Development Goals, bringing long-term, steady, and sustainable growth to their assets.

Shin Kong Life's ESG Investment-Linked Policy Evolves Further, Precisely Aligning with ESG Benchmark Enterprises

Shin Kong Life stated that the funds raised from this product will be exclusively used for environmentally friendly projects, covering four major green assets: renewable energy, green buildings, sustainable agriculture, and clean transportation. This allows investors' funds to substantively support the global net-zero transition. Regarding the underlying options, the index screens out 25 leading enterprises with positive impacts on the environment and society, covering 13 top US companies, 7 Japanese companies, and 5 Taiwanese companies. Among the 5 selected Taiwanese companies, TS Holdings is the only representative from the financial industry on the list, fully demonstrating the group's international strength in sustainable management. The other 4 companies include iconic enterprises TSMC, Delta Electronics, ASE, and EVA Air.

The policy currency for "Wen Wan Li Phase 3" is the Australian Dollar (AUD), making it suitable for those with foreign currency needs for overseas study funds or retirement living expenses abroad. The premium payment method is a single premium. The policy fees are transparent and straightforward; upon premium payment, only the premium charge is deducted, with no additional policy management fees, partial withdrawal fees, or surrender charges.

When policyholders apply for "Wen Wan Li Phase 3," the single premium, after a 4% premium charge deduction by Shin Kong Life, becomes the net investment principal. This principal will be invested in a structured product underlying asset that pays out in a lump sum at maturity. If the policyholder holds it until the end of the investment underlying asset's application period, and the issuing institution does not default, or if no non-compliance events, tax events, force majeure events, or relevant actions taken by the resolution authority under bank recovery and resolution directives occur, they can receive the net investment principal and a fixed dividend of 43.7%. If the closing price of the option-linked index at maturity is better than the initial closing price, an additional bonus dividend of 1% can also be enjoyed. For the annuity payout period, policyholders can choose a lump-sum payment or installment payouts with guaranteed periods of 10, 15, or 20 years, according to their own financial planning needs.

Highly Rated Affirmation: Natixis Boasts Robust Financials

The underlying investment of "Wen Wan Li Phase 3" is an offshore structured product linked to green bonds. Its issuing institution, Natixis, boasts formidable strength and belongs to the BPCE Group, the second-largest banking group by market share in France. The bank has been deeply cultivating the Taiwan market since 2008 and officially established its Taipei Branch in 2017, long providing customized corporate and investment banking solutions for Taiwanese institutional investors. Its service scope covers professional consulting services such as corporate banking products, investment hedging solutions, and asset-liability optimization.

In terms of financial soundness, Natixis has performed excellently. As of January 2025, it had received high ratings from two major international credit rating agencies: A+ from S&P Global and A1 from Moody's, fully demonstrating its stable financial and credit status in the international financial market. Backed by the solid support of the BPCE Group and its rich, diversified financial products, Natixis will continue to help Taiwanese clients achieve a balance between sustainable development and asset growth.