Implementing Greenhouse Gas Inventory

In alignment with our parent company's science-based targets, we set a long-term goal to reduce Scope 1 and Scope 2 greenhouse gas (GHG) emissions by 42% by 2030.SKL’s specific target for 2025 was to achieve a 14.7% reduction against the 2022 baseline. In 2025, our actual Scope 1 and Scope 2 GHG emissions dropped to 9,986 tCO2, representing a significant 34.8% reduction from the baseline year, far exceeding our annual target, our emission intensity was evaluated at 0.87 tCO2e per full-time employee and 0.0463 tCO2e / per million NTD.

Beyond energy conservation, we are actively expanding our support for renewable energy. In 2025, we transitioned to green power by consuming approximately 610,000 kWh of renewable electricity. We will continue to scale up our green power usage in step with the Group's net-zero trajectory, actively contributing to global climate mitigation.

Implementing digital office

E-administration

SKL has introduced technology applications to take stock of paper-consuming operations and evaluate the feasibility of e-operations. In addition to the long-term implementation of electronic official documents and administrative forms, the Company has adjusted legal compliance, audit administration, suppliers and procurement, board of directors and audit committee meetings to electronic and systematic operations, in order to significantly improve administrative efficiency and reduce paper consumption.

E-insurance services

SKL is committed to providing various digital services and disseminating the concept of digital sustainability, encouraging policyholders to use e-policies and e-documents, recommending customers to join online memberships, and using digital tools instead of paper.On the other hand, we actively empower sales representatives with digital capabilities by launching the "e-agent digital sales representative service certification mechanism" to observe various digital service transaction indicators, and familiarize sales representatives with e-business tools through project promotion and specialized training. We also established digital-related incentive measures to accelerate the digital transformation of business marketing.Starting from 2024, e-reissue can obtain realtime reissue information through tablets, and transmit relevant documents electronically to speed up the process of new contracts, thereby providing customers with high-quality and low-carbon financial service.

Results of Paperless Operations in 2025

Promoting Low-Carbon Green Living

To comprehensively implement green office practices, online meetings and online training courses are used to replace physical ones, effectively reducing the carbon footprint generated by commuting and personnel movement. In addition to encouraging digital tools, field staff visiting nearby policyholders are actively encouraged to walk or use low-carbon transportation (such as bicycles) to reduce emissions caused by travel. This not only helps decrease greenhouse gas emissions but also benefits employees' health.

Meanwhile, to continuously promote the concept of "Embracing Green Living and Adapting to New Climate Realities," carbon reduction concepts are integrated into policyholder care activities. During the Shin Kong Fun Run ‒ Run For Earth event, we collaborated with partners to implement green actions such as zero-trace water supply and carbon passbooks, while encouraging participants to bring eco-friendly tableware and utensils. Through incentive mechanisms, policyholders can practice sustainability principles while participating.

Net-Zero Initiative and Action

In alignment with the national 2050 net-zero emissions pathway and strategy, and joining hands with our parent company Shin Kong Financial Holding to join the Taiwan Alliance for Net Zero Emissions (TANZE) under the Taiwan Institute for Sustainable Energy (TAISE), we respond to and promote the "Taiwan Net Zero Emissions Initiative (Net Zero 2030/2050)." Simultaneously, Shin Kong Life has formulated mid-term targets and execution strategies for net-zero carbon emissions, planning to replace all lighting fixtures across nationwide locations with LEDs by 2030, progressively improve the electricity efficiency of air conditioning equipment, install self-generated and self-consumed renewable energy facilities to replace conventional electricity with green power, and continuously conduct environmental sustainability training to encourage employees to change their energy and resource usage habits.

Building Sustainable Green Buildings

Shin Kong Life Friendly Building Commitment

• When planning new buildings for future investment and development, we aim to meet the Silver level or above of green building certification (or comply with green building design standards) to enhance the environmental sustainability performance of the buildings.

• Continuously revitalize old buildings and equipment, adopt various energy-saving measures, continuously reduce energy consumption, improve the energy efficiency of existing buildings, and fulfill environmental protection responsibilities.

Sustainable Green Building Achievements

To fulfill our commitment to friendly buildings, Shin Kong Life actively adopts a design philosophy focused on the symbiosis and mutual benefit of people, buildings, and the environment to create resource-efficient and sustainable green buildings. Future construction projects will target green building standards, upholding the enhancement of architectural aesthetics and construction quality while further advocating carbon reduction, circular economy, innovative intelligence, and local cultural characteristics, thereby fostering a Lohas usage environment where "nature and humanity coexist, and ecology and sustainability flourish together."

As of 2025, the Company has accumulated 10 buildings applying for green building certificates, including 6 acquired green building certificates, 4 candidate green building certificates, 1 candidate building energy efficiency certificate, 1 candidate low-carbon building certificate, and 1 US LEED certificate. A total of 4 buildings under construction or in the planning stage in 2025 are all planned to obtain green building certificates.